You are not a loser for having virginity, someone in my school lost hers and now she is being bullied being called a slut and more graphic names I cant and won't say.
Also here are some guidelines my teacher sais, if you can drive, if you can afford a car, and can afford insurance, afford food, afford a house, afford a mortgage, have job, afford clothing, afford gas, afford accessories, bed ,etc. Bills. Power cable etc. And have money left over than you can make love. But if you can't, tough luck Romeo.