I'm going to have to take Todd's side. Is a game, he should be able to reset if he wants to. It's the risk the pupil has when buying tuts. Yeah it would suck, but it's unfair to bully your tutors.
I wouldn't know why people would waste money on you too but I was same stats as you once and I reset. My former pupil came raging at my wall and threatened to farm me hard.