You have max plunder when you have 15m x your kcs in tutors.You'll know you reached this point when you stop earning more money as you hire more tutors.
Its crazy how fast ppl are growing in pimp now.I remember figuring out what max plunder was when I was around 10kcs.Just a few days ago it took me 15 minutes to explain to a 2mc that a tut kcs doesn't have nothing to do with your plunder its the value of the tut.
Yup, it does eventually. But the amount it lowers your plunder is hardly noticeable and I believe that it depends on your tutors' stats.
Not 100% sure, but I think it's something like you lose 1k per hit for every 100kcs or so that you have in tutors. So really, it's hardly noticeable.
Higher TB only lowers plunder bc TB adds to your stats This addition means it requires more value in tuts to reach max plunder