@Miss K-KO, I do know that. I have a VIP friend who's top 20 ion the leader board and yet she says she doesn't have max credit exchange. That's why I ask.
Wrong Max credit exchange is 32 t5 all level 3. Exchange rate goes down from level 3-4. Don't ask me why. Just another weird and wonderful formula by ATA.
thank you. That was what I was looking for. I already mentioned that my friend is a VIP (i forgot to mention also a T5 BC) and still doesn't get max credit exchange. That's why the question came about. If not, wouldn't have asked at all. Thank you for taking your time to view.